Cite as "AILA InfoNet Doc. No. 10120180 (posted Dec. 1, 2010)"
The AILA Lawyers Professional Liability Insurance Program (LPLI) is designed specifically to enhance your practice and add value to your AILA membership. A unique program offered exclusively to you as a member, your AILA LPLI Program delivers your immigration law practice enhanced professional liability insurance coverage protection at a preferred rate not available to non-members.
Why Should I Obtain a Quote for AILA Lawyers Professional Liability Insurance?
Featured Coverage Enhancements
Optional Coverage Endorsements
About The Hanover Insurance Group and Wells Fargo Insurance Services USA
Why Should I Obtain a Quote for AILA Lawyers Professional Liability Insurance?
After having assessed your needs, this program is a direct reflection of your feedback, providing you with insurance coverage that truly protects your law firm, helps you reduce your total cost of risk, and offers you additional benefits such as loss prevention advice and enhanced customer service. In addition, you can:
- Compare your current insurance with our program to see if the coverage, costs, and services you are receiving now match-up to the AILA program at no cost to you
- Improve your insurance coverage and reduce your premium costs so that you can focus your resources on serving your clients and building your law practice
- Improve the service and advice you receive by accessing highly trained professionals with experience and know-how to help you make better decisions
To receive a quote and proposal from the AILA LPLI program, download the application, e-mail getquoted@aila.org or call toll-free 1-877-600-AILA (1-877-600-2452).
Featured Coverage Enhancements
AIX Specialty Insurance Company, a member of The Hanover Insurance Group, offers AILA members these exclusive coverage enhancements:
- Coverage applies to all law firm members for work done on behalf of the firm, including Of Counsel and independent contractor lawyers, and non-lawyer employees and independent contractors
- Coverage includes
- $50,000 for defense of disciplinary complaints
- subpoena assistance
- pre-claim assistance
- Coverage applies to predecessor firms
- Policy includes a broad definition of "professional services," including services rendered as a mediator, arbitrator, or notary public; title insurance agent; speaker, author of legal treatises or lobbyist; and activities as a member of a professional board or committee
- Deductible is written on an aggregate basis, as opposed to "per claim" (new for 2012)
- Deductible applies to indemnity payments only, not defense expenses
- Deductible is reduced by 50% (up to a maximum of $10,000) if a claim is resolved by mediation
- Coverage includes up to $50,000 in punitive damages where allowed by law
- Loss of Income Reimbursement for attendance at claim hearings, trials, or depositions at the insurance company's request - subject to sublimits per day/claim/policy (new for 2012)
- Coverage includes a $50,000 supplemental limit per policy period for the defense of employment practices claims (new for 2012)
- Firm may recommend defense counsel
- Coverage is included for claims arising out of professional services provided to firm clients - where the law firm or law firm members have ownership in their client up to a maximum of 5% if the client is publicly traded or 15%, if not publicly traded
- Coverage applies to work done anywhere in the world if suit is brought in the US or Canada
- The policy has no securities exclusions
- The insured has 60 days after the policy expires to report claims or potential claims
- The firm may purchase an Extended Reporting Period for one, two, three, five or eight years or an unlimited period
- Individual insureds are eligible for a free unlimited Extended Reporting Period in the event of death or disability, or retirement after age 55 and three years of uninterrupted coverage with the Hanover Companies
- Online risk management tools and resources (risk management website, newsletter, alerts and more) to assist you in avoiding errors before they evolve into full-blown, expense claims (new for 2012)
To receive a quote and proposal from the AILA LPLI program, download the application, e-mail getquoted@aila.org or call toll-free 1-877-600-AILA (1-877-600-2452).
Optional Coverage Endorsements
- Coverage includes a $10,000 supplemental limit per policy period for fees, costs, and expenses incurred for consulting services performed by a public relations firm relating to a crisis event
- Coverage includes a $25,000 supplemental limit per policy period for damages and claims expenses resulting from network or information security breaches, including alleged violations of HIPPA and Gramm-Leach/Financial Services Modernization Act
- Increase coverage for defense of disciplinary complaints from $50,000 to $100,000
To receive a quote and proposal from the AILA LPLI program, download the application, e-mail getquoted@aila.org or call toll-free 1-877-600-AILA (1-877-600-2452).
About The Hanover Insurance Group and Wells Fargo Insurance Services USA
The new Lawyers Professional Liability Insurance (LPLI) Program is offered in all 50 states and the District of Columbia. Insurance is underwritten by the Hanover Insurance Group which is rated "A" by A.M. Best. Insurance policies are written by AIX Specialty Insurance Company, a member of The Hanover Insurance Group. Wells Fargo Insurance Services USA, Inc. provides agency services to AILA members for this program.
To receive a quote and proposal from the AILA LPLI program, download the application, e-mail getquoted@aila.org or call toll-free 1-877-600-AILA (1-877-600-2452).
